Gold & Diamond Saving Plan (SIP)
Simple monthly savings • Bonus at redemption • Jewellery-only redemption
Choose Your Monthly Installment
| Programme Tenure | Installment Per Month (₹) | Bonus on Jewellery Purchase (₹) | Final Redemption Price (₹) |
|---|---|---|---|
| 11 Months | 3,000 | 2,100 | 35,100 |
| 11 Months | 4,000 | 2,800 | 46,800 |
| 11 Months | 5,000 | 3,500 | 58,500 |
| 11 Months | 6,000 | 4,200 | 70,200 |
| 11 Months | 7,000 | 4,900 | 81,900 |
| 11 Months | 8,000 | 5,600 | 93,600 |
| 11 Months | 9,000 | 6,300 | 1,05,300 |
| 11 Months | 10,000 | 7,000 | 1,17,000 |
Bring a valid ID proof at the time of enrolment. Jewellery selection happens at redemption.
Terms & Conditions (Tap to expand)
- Rate as on date of delivery.
- No cash refund allowed.
- Gold coins cannot be purchased.
- Monthly installments to be paid on or before 10th of every month; each default extends the scheme by one month.
- Members can pick up Gold / Diamond jewellery in the 13th month after successful completion of tenure without defaults.
- Payments accepted in cash/credit card/cheque. Bounced cheque charge: ₹500 per cheque.
- GOLD SIP is valid for a period of 12 months only.
- Value addition/wastage/making and stones charged as per selected jewellery.
- GST extra as applicable.
- No bonus on pre-closure. In pre-closure, jewellery can be taken only for the amount paid.
- Preserve the membership passbook/receipts; submit at the time of redemption in the 13th month.
- Bonus is paid after completion of the 12th month.
- The passbook is the only document to identify the customer; keep it signed and safe. Submit at redemption (signature must match specimen in passbook).
- Please redeem SIP within 1 month from the date of maturity.
- Read all conditions carefully and seek clarifications before enrolling.
- At redemption/premature closure, the passbook must be submitted for verification.