Save monthly. Redeem beautifully.
CHD’s jewellery saving plan helps you save monthly and redeem your accumulated value towards gold or diamond jewellery with a bonus benefit at maturity.
Plan your CHD saving journey.
Use these calculators to understand your redemption value, approximate gold buying capacity, and maturity extension if any instalment is missed.
Your SIP Redemption Estimate
Bonus is calculated as 70% of one monthly instalment based on the plan values shown. Final jewellery billing depends on rate on delivery date, making charges, stones and GST.
Approx Jewellery Buying Capacity
This is only an estimate. Actual billing will depend on selected jewellery, wastage/making, stones, diamonds, GST and rate on date of delivery.
Default & Maturity Estimate
As per the current terms, each default extends the scheme by one month. Bonus is available after successful completion as per applicable policy.
Simple plans. Clear redemption value.
Select a monthly instalment that suits your budget. Redemption value shown below includes total instalments paid plus bonus benefit.
₹3,000 / month
11 Months₹5,000 / month
Popular₹8,000 / month
11 Months₹10,000 / month
Max ListedFrom monthly saving to jewellery redemption.
Choose Plan
Select your preferred monthly instalment and complete enrolment with valid ID proof.
Pay Monthly
Pay your instalments every month on or before the due date mentioned in the terms.
Complete Tenure
After successful completion, your bonus benefit is added as per the plan policy.
Redeem Jewellery
Use your redemption value towards gold or diamond jewellery at CHD stores.
Terms & Conditions — Tap to Expand
- Rate as on date of delivery.
- No cash refund allowed.
- Gold coins cannot be purchased.
- Monthly instalments to be paid on or before 10th of every month; each default extends the scheme by one month.
- Members can pick up Gold / Diamond jewellery in the 13th month after successful completion of tenure without defaults.
- Payments accepted in cash / credit card / cheque. Bounced cheque charge: ₹500 per cheque.
- GOLD SIP is valid for a period of 12 months only.
- Value addition / wastage / making and stones charged as per selected jewellery.
- GST extra as applicable.
- No bonus on pre-closure. In pre-closure, jewellery can be taken only for the amount paid.
- Preserve the membership passbook / receipts; submit at the time of redemption.
- Bonus is paid after completion of the 12th month.
- The passbook is the only document to identify the customer; keep it signed and safe.
- Please redeem SIP within 1 month from the date of maturity.
- Read all conditions carefully and seek clarifications before enrolling.
- At redemption / premature closure, the passbook must be submitted for verification.
Start your CHD saving plan today.
Build your jewellery budget month by month and redeem it towards jewellery for weddings, festivals, gifting or family occasions.